GOT2INSURE TERMS AND CONDITIONS

By using this website, you agree to the following terms and conditions. Please read them carefully. If you do not agree to these Terms and Conditions, then please refrain from accessing or using this website.

About us

G2I Ltd T/As Got2Insure.com is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 843797. Registered in England and Wales under Company Number 10735938.

Demands and needs

You will not receive advice or a recommendation from us. You will need to make your own choice about how to proceed and ensure the suitability of the product/s to meet your needs. In completing our on-line quotation, you have requested motor insurance and may have selected additional cover such as optional breakdown, legal, personal accident upgrade, courtesy car upgrade and protected no claims discount cover.

Customer Protection Information

G2I Ltd T/As Got2Insure.com is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 843797. Registered in England and Wales under Company Number 10735938.

You may be entitled to compensation from the scheme in the unlikely event we cannot meet our obligations to you. This depends on the type of insurance, size of the business and the circumstances of the claim. Further information about the compensation scheme arrangements is available from the FSCS www.fscs.org.uk.

Your duty to provide information

It is your responsibility to provide complete and accurate information to us when you take out your insurance policy and throughout the life of your policy. You must notify us of any changes including, but not exclusive to, motoring convictions or criminal convictions for any of the people insured; any vehicle modifications; any change to the way that the vehicle is used. It is important that you ensure that all statements you make on our website or verbally relating to claims or in any documentation are full and accurate. Please note that your premium and terms have been based on the information known to your insurer. Under the Consumer Insurance (Disclosure & Representations) Act 2012, you have a duty to take reasonable care not to make a misrepresentation of facts during pre-contractual negotiations. Please take reasonable care to answer all the questions honestly and to the best of your knowledge and to notify us of any changes during the life of your policy. Failure to do so may invalidate any future claim, policies may even be cancelled or void.

Information on cost/renumeration

Premiums can be paid by Credit Card or Debit Card. We make administration charges on all policies which are displayed in our policy wording. Got2Insure Limited is remunerated by receiving a percentage of premium by way of commission or brokerage. Where it is a necessary part of arranging your insurance, we may pay a proportion of your premium to insurers via another intermediary. Got2Insure acts as agent of insurers for the collection of premium. This means that premiums are treated as being received by the insurer when received in our bank account and the insurer will bear the risk for any losses that may arise from the failure of our firm.

Cancellation and Refund Policy

You are entitled to cancel your policy at any time. Provided there have been no claims or incidents likely to give rise to a claim you will be entitled to a refund of unused premium. If you cancel the policy before cover has commenced, you will be entitled to a full refund of premium. If you cancel the policy after the cover has commenced, you will be entitled to a pro-rata return of premium. Cover for days or part days which have already commenced will not be refundable. Cancellation fees apply and are clearly displayed in our policy wording and our Important Policy Information Document (IPID).

Documentation

All policy documents including your Certificate of Insurance will appear in your Got2Insure account.

Claims

In the event of a claim, you should contact the Got2Insure Claims Team as soon as possible.

Telephone call charges

Calls to 0800 numbers are free from landlines and mobiles. Calls to 01 and 03 numbers cost the same as a standard landline call, even when dialling from mobiles.

Law and jurisdictions

These terms of business shall be governed by and construed in accordance with English law. In relation to any legal action or proceedings arising out of or in connection with these terms of business we both irrevocably submit to the non-exclusive jurisdiction of the English Courts.

Information

The information contained on the Website is provided for information purposes only and Got2Insure will use reasonable care and skill to ensure that it is accurate at the date of publication. However, because of the nature of the Internet‚ there may be circumstances in which errors occur within the information. Consequently, Got2Insure makes no warranty or guarantee as to the accuracy of any information on the Website and cannot accept liability for any errors or omissions within it.

Security

Got2Insure.com will take all reasonable steps to ensure that any information you provide via e-mail and / or via the Website is kept secure‚ but please remember that‚ because of the nature of the Internet‚ the security of emails cannot be guaranteed. Consequently, your privacy of your data in such email correspondence cannot be guaranteed. There is no guarantee that any emails that you send to us will be received by us.

We process information about you in accordance with our Privacy Statement. By using the Website, you consent to such processing and you warrant that all data provided by you is accurate. Additional information regarding the security of personal data is available in our Privacy Policy.

Liability

Got2Insure.com shall not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation, any losses in relation to your use of, reliance upon or inability to use the Website.

Got2Insure.com cannot warrant that the Website is free of viruses or technical defects of any description‚ and accepts no responsibility for any technical problems arising from your use of the Website.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it or on any website linked to it.

Hyperlink text from the website

In this website certain links, including hypertext links, will lead you to websites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the website to which a particular link leads.

We accept no responsibility or liability for the content of other websites. If you are redirected to another website via our website, you will need to contact that organisation separately to remove your details from their records.

No one may link into this website without our prior written consent.

Events beyond our reasonable control

We shall not be liable to you for any breach of these Terms and Conditions or any failure to provide, or any delay in providing, our services through our website that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.