Fully Comprehensive Car Insurance

Specialist Comprehensive Car Insurance

At Got2Insure, we understand the peace of mind you get knowing you’re covered in any event before you set off onto the road. This is why everyone should consider fully comprehensive car insurance. It’s the highest level of car insurance you can buy and protects you in many different scenarios.

Our Comprehensive Car Insurance Benefits

We want to make our comprehensive cover as simple and as straightforward for you as possible. When you choose Got2Insure, you’re choosing a range of benefits to make your car insurance a hassle-free experience. Our comprehensive car insurance covers accidental damage, replacement keys and includes uninsured driver cover. On top of this, you can relax knowing that you have a guarantee on repairs and misfuelling cover. We are rated 4.2 by our customers at Trust Pilot and our professionalism is unmatched. Whatever you’re looking to get out of your car insurance policy, we will strive to provide exactly what you need.



What Can Affect My Comprehensive Policy?

When choosing a comprehensive car insurance policy, there are a number of factors that can affect the cost and the cover. We’ve put together a guide below on some of the things that can impact your policy. It’s always best to be honest when answering these questions as lying to get a cheaper policy is illegal and never worth the risk, as you won’t be covered in the case of an accident.

Where do you keep your car overnight?

This is one of the first things you will be asked when applying for comprehensive car insurance and you should always be honest in your answer so that you are covered for wherever you leave your car. If something happens to your vehicle overnight, the last thing you want is to have to pay for the repairs out of pocket because you’re not covered when leaving your car on a local road. The security of your car can have an impact on the price. The more secure your car is and the more secure the location you’re leaving it, the cheaper your policy may be. Consider fitting security devices like an alarm onto your car so that the price of your policy can come down.

Will my gender make a difference?

No. However you identify, this will not have an impact on the cost of your insurance. As per 2012, it has been illegal for European insurance providers to discriminate against drivers based on gender.

Are you married or a homeowner?

Being married or a homeowner means that you look like less of a financial risk to insurance providers. It makes you look more financially responsible and more stable and in control, which is why providers ask this question. It is important to make sure that you are always honest when obtaining a car insurance quote. 

Your car’s mileage

This is something you will be asked every time you apply for insurance. How many miles do you drive on average a year? It is important to always be honest when answering this question, or as accurate as possible, as otherwise, you may end up paying more than you need to if you only drive a few thousand miles a year. Check your MOT certificates every year to see how much you’ve driven and use this as a guide to get an accurate quote on your comprehensive cover.

Choose Got2Insure Today

There are many things that can impact your comprehensive car insurance quote but if you choose Got2Insure, we will be there to advise and assist you every step of the way. If you choose us to provide you with your comprehensive car insurance policy, you can take pride in knowing you have chosen a quality policy. Our uninsured driver cover is included as standard and we are committed to providing you with the most efficient customer service possible through our UK-based help team.

If you have any questions about our fully comprehensive car insurance policies, call our friendly team on 0344 854 0689 who will be more than happy to assist you.

Get In Touch

Driving other cars (DOC) insurance isn’t included as part of a fully comprehensive policy. You can check your policy documents if you qualify. Please note any DOC cover will be third party only.

Fully comprehensive car insurance is the highest level of car insurance you can buy, however, that doesn’t mean there aren’t exclusions that you need to be mindful of. For example, you may not be able to claim if you don’t have a valid licence, you were drunk-driving or under the influence of illegal drugs at the time of the incident or you were careless with your car security.

At Got2Insure, our comprehensive car insurance covers accidental damage, replacement keys and includes uninsured driver cover as standard. On top of this, you can also relax knowing you have a guarantee on repairs and misfuelling cover. If you’d like to find out more about our comprehensive car insurance policy, get in touch with one of our helpful team members today who will be happy to answer any questions you may have.

A car insurance excess is the amount of money you pay in the event of a claim. Generally, you only pay for losses when you are at fault. There are two parts of your excess you’ll need to consider. Compulsory excess which is decided by the insurer and voluntary excess which is chosen by you based on what you could afford to pay if you had to make a claim. The total excess you pay is the compulsory excess plus the voluntary excess.

Comprehensive cover is often thought to be the most expensive, however, often, that’s not the case. High-risk drivers are more likely to take out third-party insurance to save money. These high-risk drivers then end up making more claims on their third-party policies, making them ultimately a much pricier choice. At Got2Insure we pride ourselves on providing high-quality, trustworthy insurance to our policyholders. If you’re looking for a reliable, Trust Pilot 4.2 rated motor insurance company, we’ve got you covered. To get a comprehensive cover quote today, go to https://app.got2insure.com/quote/CarG2I.

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Help Team

Saving your money without cutting your cover.

Our comprehensive car insurance cover includes:

  • Accidental damage
  • Uninsured driver cover
  • Replacement keys
  • Mis-fuelling cover
  • Guarantee on repairs